{"id":4151,"date":"2025-04-30T06:18:04","date_gmt":"2025-04-30T06:18:04","guid":{"rendered":"https:\/\/equiton.ca\/?page_id=4151"},"modified":"2026-04-06T13:25:28","modified_gmt":"2026-04-06T13:25:28","slug":"what-is-an-rrsp","status":"publish","type":"page","link":"https:\/\/equiton.ca\/fr\/individual-investors\/videos\/what-is-an-rrsp\/","title":{"rendered":"Qu'est-ce qu'un REER ?"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"4151\" class=\"elementor elementor-4151\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af83fe5 e-flex e-con-boxed e-con e-parent\" data-id=\"af83fe5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f5c5b90 e-con-full e-flex e-con e-child\" data-id=\"f5c5b90\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-241abd4 elementor-align-left elementor-mobile-align-left elementor-invisible elementor-widget elementor-widget-button\" data-id=\"241abd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-arrow-left\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Retour<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-979130b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"979130b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Qu'est-ce qu'un REER ?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-01fee54 e-flex e-con-boxed e-con e-parent\" data-id=\"01fee54\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4410265 elementor-widget__width-initial elementor-widget elementor-widget-video\" data-id=\"4410265\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/ewiIg6N46lw&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ec536c4 e-flex e-con-boxed e-con e-parent\" data-id=\"ec536c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-83c7b74 e-con-full e-flex e-con e-child\" data-id=\"83c7b74\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c7e34fc elementor-widget elementor-widget-text-editor\" data-id=\"c7e34fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>An RRSP, or Registered Retirement Savings Plan, is a Revenue Canada approved account designed to help Canadians, like you, save for retirement. This type of investment account allows you to defer paying income tax on the money you put into it until you start making withdrawals.<\/p><p>\u00a0<\/p><p>During retirement, you\u2019re often making less money than you earned while working, which puts you in a lower tax bracket. Withdrawals from your RRSP at this time will be taxed at that lower rate. Ultimately reducing the amount of taxes you pay. Also, any returns on investment made within an RRSP account, such as interest, dividends, or capital gains, are not taxed if they remain in the account.<\/p><p>\u00a0<\/p><p>RRSPs can hold several types of investments, including stocks, bonds, mutual funds, and GICs. You are even able to use your RRSP to invest in Equiton\u2019s private real estate investment opportunities. RRSPs are an effective way to accumulate wealth for retirement while taking advantage of tax benefits.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc5ca63 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dc5ca63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vous souhaitez en savoir plus sur les investissements ?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cb9b8f elementor-widget elementor-widget-text-editor\" data-id=\"5cb9b8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"fusion-text fusion-text-3\"><p>Chez Equiton, nous comprenons l'importance de prendre des d\u00e9cisions d'investissement \u00e9clair\u00e9es afin de maximiser votre portefeuille d'investissement.<br \/><br \/><\/p><p>Que vous soyez un investisseur chevronn\u00e9 cherchant \u00e0 diversifier votre portefeuille ou un investisseur d\u00e9butant d\u00e9sireux d'explorer le potentiel de l'immobilier, nous proposons des solutions sur mesure adapt\u00e9es \u00e0 vos besoins sp\u00e9cifiques. Nos offres d'investissement couvrent une gamme vari\u00e9e de biens immobiliers, tels que les propri\u00e9t\u00e9s r\u00e9sidentielles, commerciales et les projets de d\u00e9veloppement.<\/p><p>\u00a0<\/p><p>Faites le premier pas vers une plus grande prosp\u00e9rit\u00e9 gr\u00e2ce \u00e0 l'investissement responsable. Saisissez l'opportunit\u00e9 de contacter notre \u00e9quipe de sp\u00e9cialistes en cliquant sur le bouton \u00ab Nous contacter \u00bb ci-dessous et entamez votre chemin vers la r\u00e9ussite financi\u00e8re.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c253d08 elementor-mobile-align-left elementor-align-center elementor-widget elementor-widget-global elementor-global-4676 elementor-widget-button\" data-id=\"c253d08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/equiton.ca\/fr\/individual-investors\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-long-arrow-alt-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M313.941 216H12c-6.627 0-12 5.373-12 12v56c0 6.627 5.373 12 12 12h301.941v46.059c0 21.382 25.851 32.09 40.971 16.971l86.059-86.059c9.373-9.373 9.373-24.569 0-33.941l-86.059-86.059c-15.119-15.119-40.971-4.411-40.971 16.971V216z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contactez-nous d\u00e8s aujourd'hui\u00a0!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cab1569 my-unique-link-class e-flex e-con-boxed e-con e-parent\" data-id=\"cab1569\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c1ecdcd e-con-full e-flex e-con e-child\" data-id=\"c1ecdcd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a69bce elementor-widget elementor-widget-text-editor\" data-id=\"7a69bce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Obtenez des informations pr\u00e9cieuses et approfondissez notre <a href=\"https:\/\/equiton.ca\/fr\/individual-investors\/our-funds\/investment-solutions\/\">solutions d'investissement<\/a> ci-dessous:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bfa8780 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"bfa8780\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fonds pour les appartements :\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94d3c4e elementor-widget elementor-widget-text-editor\" data-id=\"94d3c4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Notre fonds d'investissement immobilier locatif se sp\u00e9cialise dans l'acquisition d'immeubles r\u00e9sidentiels \u00e0 logements multiples sous-performants et sous-\u00e9valu\u00e9s, ainsi que dans certains nouveaux projets immobiliers au Canada, et dans l'augmentation de leur valeur gr\u00e2ce \u00e0 une gestion active. Les investisseurs du fonds per\u00e7oivent les revenus locatifs et participent \u00e0 la croissance des immeubles sous-jacents. Rendement net annuel vis\u00e9\u00a0: 8\u00a0% \u00e0 12\u00a0%.<\/p><p>\u00a0<\/p><p><span style=\"font-family: Montserrat, Arial, Helvetica, sans-serif; font-size: 18px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: 0.27px; background-color: #68768d;\">Cliquez\u00a0<\/span><em style=\"font-family: Montserrat, Arial, Helvetica, sans-serif; font-size: 18px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: 0.27px; background-color: #68768d;\"><span style=\"font-weight: bolder;\"><a style=\"transition-property: color, background-color, border-color; transition-duration: 0.2s; transition-timing-function: linear;\" href=\"https:\/\/env-equitonnew-equitonpr.kinsta.cloud\/?page_id=519\" target=\"_blank\" rel=\"noopener\">ici.<\/a><\/span><\/em><span style=\"font-family: Montserrat, Arial, Helvetica, sans-serif; font-size: 18px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: 0.27px; background-color: #68768d;\">\u00a0Pour en savoir plus.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45557aa elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"45557aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fonds de revenu et de d\u00e9veloppement :\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-004c67a elementor-widget elementor-widget-text-editor\" data-id=\"004c67a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Notre Fonds de Revenus et de D\u00e9veloppement donne acc\u00e8s \u00e0 un portefeuille diversifi\u00e9 d'actifs immobiliers de qualit\u00e9 institutionnelle, comprenant des immeubles g\u00e9n\u00e9rant des revenus (commerciaux, industriels et de financement) ainsi que des projets de d\u00e9veloppement. Les investisseurs per\u00e7oivent des flux de tr\u00e9sorerie provenant des loyers et des int\u00e9r\u00eats sur les pr\u00eats, une plus-value gr\u00e2ce \u00e0 la croissance de la valeur des biens immobiliers et des distributions sp\u00e9ciales issues des projets de d\u00e9veloppement. Rendement net annuel cible de 12 % \u00e0 16 % (sur 10 ans).<\/p><p>\u00a0<\/p><p><span style=\"font-family: Montserrat, Arial, Helvetica, sans-serif; font-size: 18px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: 0.27px; background-color: #68768d;\">Cliquez\u00a0<\/span><em style=\"font-family: Montserrat, Arial, Helvetica, sans-serif; font-size: 18px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: 0.27px; background-color: #68768d;\"><a style=\"transition-property: color, background-color, border-color; transition-duration: 0.2s; transition-timing-function: linear;\" href=\"https:\/\/env-equitonnew-equitonpr.kinsta.cloud\/?page_id=574\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: bolder;\">ici.<\/span><\/a>\u00a0<\/em><span style=\"font-family: Montserrat, Arial, Helvetica, sans-serif; font-size: 18px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: 0.27px; background-color: #68768d;\">Pour en savoir plus.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd913b1 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"cd913b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Offres de d\u00e9veloppement\u00a0:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75c6f37 elementor-widget elementor-widget-text-editor\" data-id=\"75c6f37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les projets de d\u00e9veloppement offrent un potentiel de rendement plus \u00e9lev\u00e9. Equiton propose un acc\u00e8s exclusif \u00e0 des projets de d\u00e9veloppement avec un objectif de rendement net annuel moyen de 20 % (vers\u00e9 \u00e0 la fin du projet).<\/p><p>\u00a0<\/p><p>L\u2019investissement minimum est de 25\u00a0000\u00a0$ et les investisseurs peuvent utiliser des fonds enregistr\u00e9s, ce qui repr\u00e9sente une excellente opportunit\u00e9 pour les investisseurs canadiens.<\/p><p>\u00a0<\/p><p>Cliquez<em>\u00a0<a href=\"https:\/\/env-equitonnew-equitonpr.kinsta.cloud\/?page_id=30503\" target=\"_blank\" rel=\"noopener\"><strong>ici.<\/strong><\/a><\/em>\u00a0pour explorer davantage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9519d25 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"9519d25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Propri\u00e9t\u00e9s Equiton Living :<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4cabc2 elementor-widget elementor-widget-text-editor\" data-id=\"f4cabc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Vous cherchez un appartement \u00e0 louer\u00a0? Chez Equiton Living, nous sommes fiers de proposer des logements exceptionnels dans des quartiers pris\u00e9s. Nous comprenons combien il est important de trouver un endroit o\u00f9 l'on se sent vraiment chez soi, un lieu o\u00f9 l'on se sent bien, en s\u00e9curit\u00e9 et heureux. C'est pourquoi nous mettons tout en \u0153uvre pour vous offrir des appartements de grande qualit\u00e9, parfaitement entretenus et qui d\u00e9passeront vos attentes. Commencez d\u00e8s aujourd'hui votre recherche de l'appartement id\u00e9al en cliquant sur le lien ci-dessous. Nous avons h\u00e2te de vous accueillir chez vous.<br \/><br \/><\/p><p>Cliquez <a href=\"https:\/\/www.equitonliving.com\/\" target=\"_blank\" rel=\"noopener\">ici.<\/a> pour d\u00e9couvrir nos suites disponibles d\u00e8s aujourd'hui.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Back What is an RRSP? https:\/\/youtu.be\/ewiIg6N46lw An RRSP, or Registered Retirement Savings Plan, is a Revenue Canada approved account designed to help Canadians, like you, save for retirement. This type of investment account allows you to defer paying income tax on the money you put into it until you start making withdrawals. \u00a0 During retirement, <a href=\"https:\/\/equiton.ca\/fr\/individual-investors\/videos\/what-is-an-rrsp\/\" class=\"more-link\">&#8230;<span class=\"screen-reader-text\">  Qu'est-ce qu'un REER ?<\/span><\/a><\/p>","protected":false},"author":3,"featured_media":0,"parent":4020,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4151","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/equiton.ca\/fr\/wp-json\/wp\/v2\/pages\/4151","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/equiton.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/equiton.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/equiton.ca\/fr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/equiton.ca\/fr\/wp-json\/wp\/v2\/comments?post=4151"}],"version-history":[{"count":43,"href":"https:\/\/equiton.ca\/fr\/wp-json\/wp\/v2\/pages\/4151\/revisions"}],"predecessor-version":[{"id":56017,"href":"https:\/\/equiton.ca\/fr\/wp-json\/wp\/v2\/pages\/4151\/revisions\/56017"}],"up":[{"embeddable":true,"href":"https:\/\/equiton.ca\/fr\/wp-json\/wp\/v2\/pages\/4020"}],"wp:attachment":[{"href":"https:\/\/equiton.ca\/fr\/wp-json\/wp\/v2\/media?parent=4151"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}